Declined

Declined: Rejected. Not accepted. Turned down.

An application for individual health insurance can be declined if the applicant is not sufficiently healthy according to the insurance company's criteria.

Common reasons an application may be turned down:
Diabetes
Obesity
Cancer
History of stroke or heart attack.

Medical underwriters decide whether an application is accepted by looking at the health history and determining the financial risk involved in covering the applicant. Often people are turned down for a condition that their doctor has advised is not a big deal. Keep in mind a doctor's job is to give medical advice and treatment, not to pay your medical bills in the future. So, the same medical information can be interpreted differently and come to two different conclusions.

The practice of underwriting health insurance has been discontinued in 2014 for health insurance plans compliant with the Affordable Care Act of 2010 (also known as Obamacare).

Medicare supplement insurance plans must accept applicants who are first eligible, but may decline applicants later.
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